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Oct 19

Students, scholarships and scams

Published in studentsstudentscholarshipsscholarship scamscholarshipgovernmentassociation by admin |


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ways to locate a scholarship. One can use search engines on internet, reading printed material in public library is another useful resource. Students can visit the office of probable scholarship sponsor for more information. In this exercise, you will meet some genuine and some fraudulent scholarship sponsors.

According to an estimate by Federal Trade Commission fraudulent trade practices have caused $22 million to 175,000 students. Taking note of the rising scholarship scams, Federal government passed the College Scholarship Fraud Prevention Act in year 2000. Under this act, US Department of Education (ED) and Federal Trade Commission (FTC) set up public awareness centers. FTC is continuing to prosecute the companies involve in scholarship scams.

Following are the names of companies listed as defendants on FTC web site:

  1. Career Assistance Planning, Inc.
  2. College Assistance Services, Inc.
  3. Deco Consulting Services, Inc.
  4. National Grant Foundation, Inc.
  5. National Scholarship Foundation, Inc.
  6. Christopher ebere nwaigwe and udoka maduka
  7. Student Assistance Services, Inc., formerly known as Student Financial Services, Inc.
  8. Student Aid Incorporated


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According to FTC unscrupulous companies guarantee scholarships to needy students. They use high pressure tactics such as buy now or risk losing out on the opportunity, we guarantee you will get it, I have got aid for you; give me your credit card or bank account number and millions of dollars in aid go unclaimed every year; do not you want some of that money to lure students. Most of the companies will give you a money back guarantee if you do not get the scholarship. These companies ask for upfront payment for their services.


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Criminals gain access to personal data of students to obtain credit cards, personal loan etc. FTC warns students against these companies. Scholarships are announced at their due dates. They carry a deadline. You cannot apply for a scholarship after the deadline is over. If you get such mails or phone calls then do not give answer to them. Giving your credit card number can be suicidal for anyone. Every year US Department of Education receives numerous complaints regarding scholarship scams.

Students must learn the ways to avoid scholarship scams. If you confront such company then check their reputation through Better Business Bureau, school guidance counselor or a state attorney general office.


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Students can ask some questions to establish the legitimacy of a company:

  • You can ask them to tell you names of your local area residents, who have used their services.
  • Ask for the data of students, who have got scholarships through them.
  • Find out truth of their refund policy.

Students have to be careful if they do not want to get robbed before they get anything. Scholarships are granted free of cost. You need not to spend a penny for getting scholarships. It is the money provided as charity to needy students. Always visit official web site of the scholarship sponsor company. If you have any doubts then visit their office personally for more information.


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[...]


Oct 19

How to apply for scholarships?

Published in studentsscholarshipsprivategovernment by admin |


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how many scholarships you should get.

Searching a scholarship

Students should start their search for scholarships as early as possible. Scholarship sponsors do not advertise for scholarships. You have to trace them with your resources. Students can ask their fellow students, who have got scholarships. Reading books on scholarships can give you a fairly good idea about the eligibility for scholarships. Read newspapers regularly because sponsors may publish the details of scholarships in a newspaper. Scholarships can be announced in a seminar that is why you should attend seminars on education. Internet is a vast of searching for scholarships.


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Matching scholarships

One cannot be eligible for every scholarship. For academic scholarships, you should have good academic record. Athletic scholarships are awarded to sportsmen only. So, after making a list of scholarships, students should start selecting those scholarships for which they are applicable. It enhances their chances of getting scholarships. It is necessary to save your time and effort. If you are a member of any organization such as religious then you can get scholarship from your organization itself.

Paid service for searching scholarships


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Scholarships are scattered over a vast area. It is not easy for a student to apply for every scholarship. You can take help of those companies, which searches and matches scholarships for students. These companies charge a minimum amount from students. The primary benefit of hiring their services is that you will get a long list of scholarships. The company will also select scholarships according to your eligibility to increase your chances of getting scholarships. Students can also submit scholarship applications through these companies. Students can take help of experts hired by these companies to fill the scholarship application form appropriately.

Filling scholarship application form

It is mandatory to read the guidelines printed on scholarship application form. Students should also read the fine print too. Take care of grammar and spellings while writing your name, residential address, achievements or writing essay for scholarships. Selectors have to go through a mountain of application to award scholarship. They do not entertain those applications, which contain over writings or have many corrections. Your application gets rejected if you cannot prove your eligibility for scholarship.


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Apply for many scholarships

There is no limit to application a student can file for scholarships. You should apply for as may scholarships as you feel you can get. By applying for many scholarships, you can guarantee at least one.

Students must beware of scholarship scams while doing the whole exercise. You will confront many mails, phone calls or seminars regarding the guarantee of a scholarship. The person on the other side of computer or phone will ask for some money or your credit card number. You should not respond to these mails or phones. Giving money or credit card number to a stranger may be suicidal for your financial health. Remember that scholarships are awarded on certain basis. No one can guarantee a scholarship. The companies asking for money against scholarships are fraud.


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[...]


Oct 18

Government scholarships

Published in studentsscholarshipsgraduategovernment by admin |


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lucrative jobs after graduation. Some students resort to work study programs. Very few students take shelter in scholarships. The word scholarships sound like magic in ears. Scholarships undoubtedly mean free money. It is an amazing fact that students can get as many scholarships as they can qualify.

Advantages of scholarships

  • Scholarships bring in free dollars to students. Organizations grant money under scholarships for charity and not for commercial purpose. Hence, students get monetary support san repayment obligation.
  • Students of every class can get scholarships. There are numerous scholarships available from government to individual level. Students can get religious scholarships from a religious organization. All you need to do is to make a vast search for scholarships.
  • Scholarships listed on your bio-data give you an edge over others. Getting scholarships to study reflects your sincerity in studies. Employers give preference to those students who have a collection of scholarships.
  • By getting scholarships you can easily finish your studies and can stand parallel to other graduates.


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Scholarships are found everywhere but federal government primarily gives three kinds of scholarships to students. Scholarships awarded by government are very popular among students.

Academic scholarships

Students with good academic background are awarded with academic scholarships. Students applying for academic scholarships should have good academic record and maintain a certain GPA throughout their academic career. Some universities use to take test for awarding academic scholarships.


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Athletic scholarships

Basically athletic scholarships are awarded to students, who have proven record of athletic performance. Of late federal government has increased the area of awarding athletic scholarships to other sports too. If you are an artist or have performed on stage then there are chances of getting athletic scholarships.

Departmental scholarships

There are different departments for teaching various subjects in a university. Each department has reserve funds to award departmental scholarships to wise students. It works as an inspiration for students. These departments also give scholarships to enrolled students so that they can stop them from transferring to other departments.


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Apart form these three scholarships, federal government provides funds for single parent under single parent scholarships. If you have at least one dependent child then you come under the definition of single parent. Scholarships of those single parents get revoked, who marry during the terms of single parent scholarships. The eligibility to get single parent scholarships differs from one university to another. Applicants of single parent scholarships should have good GPA. Universities can ask the single parent students to pass their examination with a certain grade to get scholarships. Single parents have to maintain minimum attendance in college.

Students can search for federal government scholarships from different sources. You can visit their website online. It is the best way. You can ask queries online too. For departmental scholarships, students can visit the concerned departments. You fellow students can also help you in getting departmental scholarships.


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[...]


 
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