Online-Degree-Scholarships Blog

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generated from the Georgia Lottery is the prime source of funding HOPE scholarship. The Georgia Student Finance Commission holds the reins of HOPE scholarship. Since inception, Georgian government has distributed HOPE scholarship to the tune of $3 billion among 900,000 Georgian students.

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Eligibility for HOPE scholarship

• Students applying for HOPE scholarship must have eligible high school degree with a ‘B’ average or they must have minimum 3.0 GPA at the college stage at specific credit-hour checkpoints.
• Undergraduate students in eligible private college, public college, technical college or university in Georgia can also apply for HOPE scholarship.
• Meeting Georgia residency requirements is mandatory for HOPE scholarship.
• One must meet HOPE scholarship U.S. citizenship criteria or be eligible for non-citizen requirements while applying for HOPE scholarship.
• Applicants must comply with Selective Service registration requirements.
• Comply with Georgia Drug-Free Postsecondary Education Act of 1990 because students convicted for committing marijuana, controlled substances, dangerous drugs and other such crimes are ineligible for HOPE scholarship.
• Borrowers of student financial aid program are also ineligible for HOPE scholarship.
• Students are required to maintain satisfactory academic progress as defined by their respective college is mandatory for HOPE scholarship.

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HOPE scholarship aim

• Georgian government passed HOPE scholarship act in the legislature with the aim to help those Georgian students, who are talented but cannot study due to their financial weakness. The deserving students can get required financial aid through HOPE scholarship so that they can fulfill their dreams of higher studies.
• The government of Georgia also intends to check the brain drain from Georgia with its HOPE scholarship. The students, who are academically and financially strong, can take HOPE scholarship as an incentive to study in Georgia . This scholarship works as a temptation for them.

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Advantages of HOPE scholarship

• Georgian students need not to borrow student loans after getting HOPE scholarship. They get enough funding from this scholarship to fund their college fees.
• The money provided under HOPE scholarship is not for commercial use hence there is no liability on students to repay the money.

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Announcement of HOPE scholarship

Georgian government announces HOPE scholarship every year in the month of June. Guidance offices of Georgian high schools provide the scholarship details with academic transcripts of the undergraduate students to Georgia Student Finance Commission (GSFC). The GSFC is authorized to determine academic eligibility of students for HOPE scholarship. According to HOPE scholarship law, students get scholarship awards according to their institutions. There are separate scholarship awards for public and private institutions.

Scholarship scams

Students seeking scholarships must beware of scholarship scams. You must follow the guidelines provided by Federal Trade Commission on its official web site. You may receive a phone call saying that you have awarded HOPE scholarship. The person talking to you from other side of the phone will ask for money for HOPE scholarship. Students should not attend this kind of phone calls or reply to such alluring Emails. This is the only way to avoid HOPE scholarship scams.

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more than you borrowed. Sometimes students do part times jobs with their studies to help repay student loans. It costs them heavily because students cannot concentrate on studies with job.

Scholarships can be the best option to fund college studies. There is myth among students that scholarships are meant for only outstanding students. It is not true. This myth discourages students from applying for scholarships. Do you know that billion dollars scholarships go unclaimed every year because no one applies for them? Students can use various sources to search for scholarships. You can search for scholarships on internet. Read books on scholarships to know about their sponsor and eligibilities. Different sponsors adopt different criteria for awarding scholarships. You should search vigorously for those scholarships, which come in the ambience of your eligibility.

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Leave federal government scholarships such as academic scholarships, athletic scholarships and departmental scholarships and move ahead to private scholarships. Federal government scholarships are granted mostly to talented students but you can be eligible for a private scholarship.

Corporate scholarships: Many corporate houses award scholarships to students. Sometimes these scholarships are awarded to those students, who show their willingness to work in their companies. In this way corporate scholarship can bring in job guarantee for students. The eligibility criteria differ from one company to another. You must keep an eye on large corporate houses.

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Religious scholarships: Many religious organizations provide financial aid to its underprivileged members for studying in the form of scholarships. If you or one of your parents is an active member of a religious organization then you have a chance to get scholarship.

Individual scholarships: Some rich people grant scholarships to needy students for charity. You can get long list of such persons from internet. They usually award scholarships to financially weak students.

Employer’s scholarships: Today many employers award scholarships to their employees and their children too for paying college fees. It helps employers to retain their human resource.

Danish Sisterhood of America scholarships: The Danish Sisterhood of America awards scholarships to its members and their progeny. If you are a member or child of a member then you can get scholarships up to $1,000 from Danish Sisterhood.

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Signers of the Declaration of Independence scholarships: If a student happens to be one of the descendants of those persons, who signed on the Declaration of Independence, then he or she can get scholarship up to $1,500.

Pageants scholarships: In America , you can get scholarships even by participating in local pageants.

Accordion player scholarships: Participants of the American Accordion Musicological Society Contest are eligible for a scholarship. They can get $1,000 scholarships.

Union scholarships: American organizations not only cater to the social interest of their members but financial interest too. Many unions help their members to study by awarding scholarships.

More scholarships are still to be added in this list. Sponsors do not award these scholarships on the basis of academic performance of the applicants. It is the peculiarity of these scholarships.

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ways to locate a scholarship. One can use search engines on internet, reading printed material in public library is another useful resource. Students can visit the office of probable scholarship sponsor for more information. In this exercise, you will meet some genuine and some fraudulent scholarship sponsors.

According to an estimate by Federal Trade Commission fraudulent trade practices have caused $22 million to 175,000 students. Taking note of the rising scholarship scams, Federal government passed the College Scholarship Fraud Prevention Act in year 2000. Under this act, US Department of Education (ED) and Federal Trade Commission (FTC) set up public awareness centers. FTC is continuing to prosecute the companies involve in scholarship scams.

Following are the names of companies listed as defendants on FTC web site:

1. Career Assistance Planning, Inc.
2. College Assistance Services, Inc.
3. Deco Consulting Services, Inc.
4. National Grant Foundation, Inc.
5. National Scholarship Foundation, Inc.
6. Christopher ebere nwaigwe and udoka maduka
7. Student Assistance Services, Inc., formerly known as Student Financial Services, Inc.
8. Student Aid Incorporated

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According to FTC unscrupulous companies guarantee scholarships to needy students. They use high pressure tactics such as buy now or risk losing out on the opportunity, we guarantee you will get it, I have got aid for you; give me your credit card or bank account number and millions of dollars in aid go unclaimed every year; do not you want some of that money to lure students. Most of the companies will give you a money back guarantee if you do not get the scholarship. These companies ask for upfront payment for their services.

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Criminals gain access to personal data of students to obtain credit cards, personal loan etc. FTC warns students against these companies. Scholarships are announced at their due dates. They carry a deadline. You cannot apply for a scholarship after the deadline is over. If you get such mails or phone calls then do not give answer to them. Giving your credit card number can be suicidal for anyone. Every year US Department of Education receives numerous complaints regarding scholarship scams.

Students must learn the ways to avoid scholarship scams. If you confront such company then check their reputation through Better Business Bureau, school guidance counselor or a state attorney general office.

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Students can ask some questions to establish the legitimacy of a company:

• You can ask them to tell you names of your local area residents, who have used their services.
• Ask for the data of students, who have got scholarships through them.
• Find out truth of their refund policy.

Students have to be careful if they do not want to get robbed before they get anything. Scholarships are granted free of cost. You need not to spend a penny for getting scholarships. It is the money provided as charity to needy students. Always visit official web site of the scholarship sponsor company. If you have any doubts then visit their office personally for more information.

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