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Archive >> October 2007

Oct 22

A glimpse of American scholarships

Published in scholarships for american studentsscholarship for womennative american scholarshipsamerican scholarshipsamerican college scholarships by admin |


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Looking at the alarming rise in college fees, hostel rent and books price, students have started either to leave studies or borrow loans at high rate of interest to fund their studies. Scholarship is the best way to pay college fees but still many scholarships go unclaimed every year.

Students should pay heed to scholarship because:

  • Scholarships are a kind of charity done by various federal and non-government organizations in America.
  • Students do not repay the money granted under scholarships.
  • One can get as many scholarships as he or she can qualify.


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It can be said that there is a scholarship for everyone in United States . You can find academic scholarships awarded to talented students, athletic scholarships provided to excellent sportsmen, departmental scholarships. There are some scholarships, which are awarded on the basis of religion, genesis, disabilities etc.

Asthma scholarships: Asthma can hamper your studies. It is a deadly disease. Working part time with studies to repay student loans is not possible for an asthma patient. Students suffering from asthma are helped to continue their studies by providing asthma scholarships. Many companies which are directly or indirectly related industry award asthma scholarships.

Scholarships for Disabled: Federal government has put Disabilities Act into force to let the students suffering from any kind of disabilities enter classrooms without hindrance. Government awards scholarships to disabled students so that they can fulfill their dreams of higher studies.

Scholarships for Native Americans: Original settlers of America are provided monetary help to study. Several organizations and institutions award Scholarships for Native Americans. This scholarship helps Native Americans to live a respectable life such as White, Black and other Americans do after becoming a graduate.


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Scholarships for Transgendered, Bisexual, Lesbian, and Gay: Transgendered, Bisexual, Lesbian, and Gay people are considered by some organizations as a minority group in America . They are helped to pay the price for higher studies by awarding scholarships. The scholarships for Transgendered, Bisexual, Lesbian, and Gay students are sponsored by a number of institutions.

Scholarships for African Americans and Hispanics: Two of the dominant minorities in America are African Americans and Hispanics. Most of the minority scholarships are announced to help these two minority groups. Many universities, corporate, organizations and individuals announce scholarships for African Americans and Hispanics.

Scholarships for Women: Being a woman is a matter of pride in America . They are awarded scholarships by many organizations. Women can study without worrying for the rising prices of college fees.

Scholarships from the Danish Sisterhood of America : Danish Sisterhood awards scholarships up to $1,000 to its members. As a member you can also get scholarship from Danish Sisterhood of America for your children.


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Scholarships for descendants of the signers of the Declaration of Independence : The persons, who are descendants of signers of the Declaration of Independence, can get scholarships for pursuing higher study in America . Currently the amount offered under this scholarship is $1,500. Students getting this scholarship are required to attend a public university for four years.

Scholarships for pageants: Local American pageants award scholarships to the participants. Winning scholarships in local pageants is much easier because of low number of participants.

Apart from these scholarships, there are scholarships available for left handed students, bicyclists, bowlers, bird watchers, scouts and blind students. Even farmers, entrepreneurs and cartoon experts are entitled for scholarships in America .


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Oct 19

Become a scholar by virtue and not money

Published in studentsscholarshipsscamprivategovernment by admin |


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for big scholarships, matching the scholarships according to student’s eligibility and guaranteeing a scholarship. Masquerading scholarship sponsors use pressure tactics to inspire students. These sponsors organize seminars to hypnotize the students. Their efficient executives collect the money from students by playing a jingle bell.


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The best way to avoid getting robbed of your hard earned money is to search scholarships on your own. Although, it is not possible for a student to search and apply for all the scholarships available without taking any help. There are many scholarships, which go unclaimed every year. Moreover, a student cannot be eligible for each scholarship. It is wise to apply only for those scholarships, which come in the ambience of your eligibility. Now as a student, you have to do double task first to search the scholarships and second to select the appropriate one. There exist some companies, which help students in searching, matching and applying for scholarships. You can hire their services by paying their fees.


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This work load and visible help from some genuine organizations can make you an easy target for fraudulent companies. Filing scholarship application in deadline makes the matter worse and students start thinking to pay some dollars to those, who guarantee a scholarship.

Remember these points:


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  • A student, how talented be may be, can never get a scholarship without applying. You must keep a photocopy of the scholarship applications you have applied for. When you will receive a phone call saying that you have got a scholarship then you can easily cross check whether you have applied for that scholarship.
  • Scholarships are granted not guaranteed. No one can guarantee a scholarship. You have to prove your worth for a scholarship through your application.
  • Why pay for scholarships when they are available free of cost on internet. You can search and apply on your own. It is very easy. Scholarship forms are published online. Students can fill and submit scholarship forms online without spending a penny.
  • Never give up pressuring tactics such as buy now or missing the opportunity. You can never avail an opportunity without knowing its source.
  • Take your eligibility into consideration to narrow down the search area before searching for scholarships. It is better to start searching form your local area.
  • Establish the legitimacy of a company before hiring its services. Visiting official website, scrolling down the names of registered users and visiting the office personally are some of the methods used to establish legitimacy of a company.

Students know that they are being robbed but still they continue to entertain mails and phone calls from fake scholarship sponsors. It is proved by the complaints received by US Department of Education (ED) and Federal Trade Commission (FTC). Both the departments are assigned with the task of prosecuting fraudsters by the College Scholarship Fraud Prevention Act 2000. Scholarships are meant for students only. You should make no hurry in applying for scholarships. It is better not to get a scholarship rather than get robbed.


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[...]


Oct 19

Students, scholarships and scams

Published in studentsstudentscholarshipsscholarship scamscholarshipgovernmentassociation by admin |


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ways to locate a scholarship. One can use search engines on internet, reading printed material in public library is another useful resource. Students can visit the office of probable scholarship sponsor for more information. In this exercise, you will meet some genuine and some fraudulent scholarship sponsors.

According to an estimate by Federal Trade Commission fraudulent trade practices have caused $22 million to 175,000 students. Taking note of the rising scholarship scams, Federal government passed the College Scholarship Fraud Prevention Act in year 2000. Under this act, US Department of Education (ED) and Federal Trade Commission (FTC) set up public awareness centers. FTC is continuing to prosecute the companies involve in scholarship scams.

Following are the names of companies listed as defendants on FTC web site:

  1. Career Assistance Planning, Inc.
  2. College Assistance Services, Inc.
  3. Deco Consulting Services, Inc.
  4. National Grant Foundation, Inc.
  5. National Scholarship Foundation, Inc.
  6. Christopher ebere nwaigwe and udoka maduka
  7. Student Assistance Services, Inc., formerly known as Student Financial Services, Inc.
  8. Student Aid Incorporated


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According to FTC unscrupulous companies guarantee scholarships to needy students. They use high pressure tactics such as buy now or risk losing out on the opportunity, we guarantee you will get it, I have got aid for you; give me your credit card or bank account number and millions of dollars in aid go unclaimed every year; do not you want some of that money to lure students. Most of the companies will give you a money back guarantee if you do not get the scholarship. These companies ask for upfront payment for their services.


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Criminals gain access to personal data of students to obtain credit cards, personal loan etc. FTC warns students against these companies. Scholarships are announced at their due dates. They carry a deadline. You cannot apply for a scholarship after the deadline is over. If you get such mails or phone calls then do not give answer to them. Giving your credit card number can be suicidal for anyone. Every year US Department of Education receives numerous complaints regarding scholarship scams.

Students must learn the ways to avoid scholarship scams. If you confront such company then check their reputation through Better Business Bureau, school guidance counselor or a state attorney general office.


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Students can ask some questions to establish the legitimacy of a company:

  • You can ask them to tell you names of your local area residents, who have used their services.
  • Ask for the data of students, who have got scholarships through them.
  • Find out truth of their refund policy.

Students have to be careful if they do not want to get robbed before they get anything. Scholarships are granted free of cost. You need not to spend a penny for getting scholarships. It is the money provided as charity to needy students. Always visit official web site of the scholarship sponsor company. If you have any doubts then visit their office personally for more information.


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[...]


 
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