Online-Degree-Scholarships Blog

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more than you borrowed. Sometimes students do part times jobs with their studies to help repay student loans. It costs them heavily because students cannot concentrate on studies with job.

Scholarships can be the best option to fund college studies. There is myth among students that scholarships are meant for only outstanding students. It is not true. This myth discourages students from applying for scholarships. Do you know that billion dollars scholarships go unclaimed every year because no one applies for them? Students can use various sources to search for scholarships. You can search for scholarships on internet. Read books on scholarships to know about their sponsor and eligibilities. Different sponsors adopt different criteria for awarding scholarships. You should search vigorously for those scholarships, which come in the ambience of your eligibility.

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Leave federal government scholarships such as academic scholarships, athletic scholarships and departmental scholarships and move ahead to private scholarships. Federal government scholarships are granted mostly to talented students but you can be eligible for a private scholarship.

Corporate scholarships: Many corporate houses award scholarships to students. Sometimes these scholarships are awarded to those students, who show their willingness to work in their companies. In this way corporate scholarship can bring in job guarantee for students. The eligibility criteria differ from one company to another. You must keep an eye on large corporate houses.

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Religious scholarships: Many religious organizations provide financial aid to its underprivileged members for studying in the form of scholarships. If you or one of your parents is an active member of a religious organization then you have a chance to get scholarship.

Individual scholarships: Some rich people grant scholarships to needy students for charity. You can get long list of such persons from internet. They usually award scholarships to financially weak students.

Employer’s scholarships: Today many employers award scholarships to their employees and their children too for paying college fees. It helps employers to retain their human resource.

Danish Sisterhood of America scholarships: The Danish Sisterhood of America awards scholarships to its members and their progeny. If you are a member or child of a member then you can get scholarships up to $1,000 from Danish Sisterhood.

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Signers of the Declaration of Independence scholarships: If a student happens to be one of the descendants of those persons, who signed on the Declaration of Independence, then he or she can get scholarship up to $1,500.

Pageants scholarships: In America , you can get scholarships even by participating in local pageants.

Accordion player scholarships: Participants of the American Accordion Musicological Society Contest are eligible for a scholarship. They can get $1,000 scholarships.

Union scholarships: American organizations not only cater to the social interest of their members but financial interest too. Many unions help their members to study by awarding scholarships.

More scholarships are still to be added in this list. Sponsors do not award these scholarships on the basis of academic performance of the applicants. It is the peculiarity of these scholarships.

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for big scholarships, matching the scholarships according to student’s eligibility and guaranteeing a scholarship. Masquerading scholarship sponsors use pressure tactics to inspire students. These sponsors organize seminars to hypnotize the students. Their efficient executives collect the money from students by playing a jingle bell.

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The best way to avoid getting robbed of your hard earned money is to search scholarships on your own. Although, it is not possible for a student to search and apply for all the scholarships available without taking any help. There are many scholarships, which go unclaimed every year. Moreover, a student cannot be eligible for each scholarship. It is wise to apply only for those scholarships, which come in the ambience of your eligibility. Now as a student, you have to do double task first to search the scholarships and second to select the appropriate one. There exist some companies, which help students in searching, matching and applying for scholarships. You can hire their services by paying their fees.

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This work load and visible help from some genuine organizations can make you an easy target for fraudulent companies. Filing scholarship application in deadline makes the matter worse and students start thinking to pay some dollars to those, who guarantee a scholarship.

Remember these points:

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• A student, how talented be may be, can never get a scholarship without applying. You must keep a photocopy of the scholarship applications you have applied for. When you will receive a phone call saying that you have got a scholarship then you can easily cross check whether you have applied for that scholarship.
• Scholarships are granted not guaranteed. No one can guarantee a scholarship. You have to prove your worth for a scholarship through your application.
• Why pay for scholarships when they are available free of cost on internet. You can search and apply on your own. It is very easy. Scholarship forms are published online. Students can fill and submit scholarship forms online without spending a penny.
• Never give up pressuring tactics such as buy now or missing the opportunity. You can never avail an opportunity without knowing its source.
• Take your eligibility into consideration to narrow down the search area before searching for scholarships. It is better to start searching form your local area.
• Establish the legitimacy of a company before hiring its services. Visiting official website, scrolling down the names of registered users and visiting the office personally are some of the methods used to establish legitimacy of a company.

Students know that they are being robbed but still they continue to entertain mails and phone calls from fake scholarship sponsors. It is proved by the complaints received by US Department of Education (ED) and Federal Trade Commission (FTC). Both the departments are assigned with the task of prosecuting fraudsters by the College Scholarship Fraud Prevention Act 2000. Scholarships are meant for students only. You should make no hurry in applying for scholarships. It is better not to get a scholarship rather than get robbed.

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ways to locate a scholarship. One can use search engines on internet, reading printed material in public library is another useful resource. Students can visit the office of probable scholarship sponsor for more information. In this exercise, you will meet some genuine and some fraudulent scholarship sponsors.

According to an estimate by Federal Trade Commission fraudulent trade practices have caused $22 million to 175,000 students. Taking note of the rising scholarship scams, Federal government passed the College Scholarship Fraud Prevention Act in year 2000. Under this act, US Department of Education (ED) and Federal Trade Commission (FTC) set up public awareness centers. FTC is continuing to prosecute the companies involve in scholarship scams.

Following are the names of companies listed as defendants on FTC web site:

1. Career Assistance Planning, Inc.
2. College Assistance Services, Inc.
3. Deco Consulting Services, Inc.
4. National Grant Foundation, Inc.
5. National Scholarship Foundation, Inc.
6. Christopher ebere nwaigwe and udoka maduka
7. Student Assistance Services, Inc., formerly known as Student Financial Services, Inc.
8. Student Aid Incorporated

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According to FTC unscrupulous companies guarantee scholarships to needy students. They use high pressure tactics such as buy now or risk losing out on the opportunity, we guarantee you will get it, I have got aid for you; give me your credit card or bank account number and millions of dollars in aid go unclaimed every year; do not you want some of that money to lure students. Most of the companies will give you a money back guarantee if you do not get the scholarship. These companies ask for upfront payment for their services.

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Criminals gain access to personal data of students to obtain credit cards, personal loan etc. FTC warns students against these companies. Scholarships are announced at their due dates. They carry a deadline. You cannot apply for a scholarship after the deadline is over. If you get such mails or phone calls then do not give answer to them. Giving your credit card number can be suicidal for anyone. Every year US Department of Education receives numerous complaints regarding scholarship scams.

Students must learn the ways to avoid scholarship scams. If you confront such company then check their reputation through Better Business Bureau, school guidance counselor or a state attorney general office.

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Students can ask some questions to establish the legitimacy of a company:

• You can ask them to tell you names of your local area residents, who have used their services.
• Ask for the data of students, who have got scholarships through them.
• Find out truth of their refund policy.

Students have to be careful if they do not want to get robbed before they get anything. Scholarships are granted free of cost. You need not to spend a penny for getting scholarships. It is the money provided as charity to needy students. Always visit official web site of the scholarship sponsor company. If you have any doubts then visit their office personally for more information.

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